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Vehicle and Personal Loan Rates & Disclosures

If you would like to apply for a loan online, please review the rates and click the Apply Now button below. 

I have read and accept the rate information.

Rates effective as of April 1, 2014
SAFE Credit Union Vehicle and Personal Loan Rate Sheet  
SAFE Credit Union Vehicle and Personal Loan Rate Sheet
Rates and terms are subject to change without notice. Rates determined by amount financed, loan term and credit history.
Log on to SAFE's website at www.safecu.org for current rates or to apply for a loan online.
Vehicle Loans (Purchase or Refinance)
Product Term Annual Percentage Rate (APR) / Relationship Discount Rate*
    New Used
Car/Truck/Van
- One ton or less
Up to 84 Months 2.99% - 9.90% 2.99% - 9.90%
Business Vehicle Up to 84 Months 4.25% - 4.75% 4.99% - 5.50%
Commercial Vehicle Up to 60 Months 5.25% - 5.75% 5.99% - 6.50%
Motorcycle Up to 66 Months 6.25% - 6.75% 7.99% - 8.50%
RV & Boat
(Motor Home, Trailer, Boat, Jet Ski titled by DMV)
Up to 84 Months 6.25% - 6.75% 7.99% - 8.50%
85 to 120 Months 6.50% - 7.00% 8.24% - 8.75%
New is current and previous model year (2013 & 2014)
Hybrid vehicle eligible for additional rate discount of .25% except 2.99% program rate.
Payment on a loan at 2.99% APR for 66 months is $16.46 per $1,000 borrowed.

* Rates for Vehicle Loans reflect a relationship discount of .50%. To qualify for the Relationship Discount Rate, you must have automatic loan payments from your SAFE account and an active checking account at SAFE.
For Regular Rate, add .50% to Relationship Discount Rate.

Minimum $20,000 loan amount for terms over 72 months

Additional Loans
Product Amount Term Annual Percentage Rate
Wedding Up to $10,000 Up to 36 Months 9.90% - 17.90%*
Vacation Up to $10,000 Up to 36 Months 9.90% - 17.90%*
Relocation Up to $10,000 Up to 36 Months 9.90% - 17.90%*
Furniture & Appliance Up to $10,000 Up to 36 Months 9.90% - 17.90%*
Computer Up to $10,000 Up to 36 Months 9.90% - 17.90%*
Recreational Equipment Up to $10,000 Up to 36 Months 9.90% - 17.90%*
Personal Use Up to $10,000 Up to 36 Months 9.90% - 17.90%*
Green Energy Up to $25,000 Up to 180 Months 6.50% - 15.90%*
Share Secured 100% Financing Up to 60 Months 4.75%*

* Rates for Share Secured and Additional Loans reflect a relationship discount of .50%.  To qualify for the Relationship Discount Rate, you must have automatic loan payments and an active checking account at SAFE. For Regular Rate, add .50% to Relationship Discount Rate. Payment on a loan at 9.90% APR for 36 months is $32.22 per $1000 borrowed.
 

Required information is accurate as of the date on this form and is subject to change. For changes in this information since it was printed or for information on additional loan products, call (916) 979-SAFE or (800) SEE-SAFE.
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Required information is accurate as of the date on this form and is subject to change. For changes in this information since it was printed or for information on additional loan products, call (916) 979-SAFE or (800) SEE-SAFE. S-28
 

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