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Personal Borrow Money Credit Cards

Cash Rewards Credit Card

SAFE Cash Rewards Card


Earn unlimited cash back on purchases*

5% cash back on one revolving bonus category of your choice + 3% when you dine at restaurants, or buy groceries or gas + 1% on all other purchases. See our bonus categories!


Redeem, your way

Redeem as little as $10, either as a one-time or automatic redemption, and apply those rewards to your card balance, deposit them into your SAFE account, or donate them to charity – you decide!


Increase your flexibility

Lock in a credit line up to $35,000 with a 25-day grace period on new purchases.


Free yourself from fees

This card features no annual fee and no balance transfer fee. Plus, you can skip the cash advance fee if the advance is taken at any SAFE ATM, or via CALL-24 Phone Banking or SAFE Online Banking.


Gain peace of mind

You’re protected from unauthorized transactions with zero liability. Refer to your agreements for rights and responsibilities. Plus, take advantage of complimentary Travel Accident Insurance and Warranty Manager Service.


5% Cash Back
Bonus Categories

January - March, 2023

Wholesale Clubs
  • Gyms & Health Clubs
  • Wholesale Clubs
  • Tax Prep Services
  • Clothing Stores
  • Utilities
  • Charities

April - June, 2022

Sporting Goods Stores
  • Home Improvement Stores
  • Auto Repairs & Parts
  • Travel/Hotels/Airlines
  • Sporting Goods Stores
  • Ride Shares (Uber & Lyft)
  • Charities

July - September, 2022

Day Care
  • Day Care
  • Utilities
  • Drugstores
  • Clothing Stores
  • Theme Parks
  • Charities

October - December, 2022

Streaming Services
  • Amazon**
  • Retail (Target, Home Goods®)
  • Travel (Orbitz, Expedia)
  • Department Stores
  • Utilities
  • Charities

** purchases exclude subscription and subsidiary services including but not limited to: Amazon Prime Membership Renewal, Amazon Music & Video, Audible, Amazon Pantry, Kindle, Twitch, or Whole Foods.

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