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Personal Borrow Money Home Loans Mortgage Officers

Ryan Smith

Senior Mortgage Officer

Greater Sacramento Area
NMLS # 9779
Mobile: (916) 715-8616
Connect with Ryan Smith on Linkedin


Ryan has been in the mortgage business for 30 years. He is a leading expert on educating homebuyers during the mortgage process and is a Certified FHA Specialist and Certified Mortgage Planner. He’s served SAFE members since 2014, and currently works closely with area builders to help connect homebuyers to financing. He values the importance of communication with everyone involved in the mortgage process transaction so there are no surprises along the way. He graduated from California State University, Sacramento, with a degree in finance and economics. In 1990, Ryan began his career working as a loan officer for a local lender. He opened his own mortgage company in 1999, which grew to 120 employees in 11 states. Not only does Ryan have vast mortgage experience, but he was also a top-producing Realtor and a member of the Masters Club in the Sacramento area, so he understands the home buying process from all sides.

He enjoys spending quality free time with his wife and five children as they explore all that Sacramento has to offer families.

Ryan Smith
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