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Waived balance transfer fees + 0% intro APR for 9 months on balance transfers, with a variable APR as low as 9.74% thereafter1
Save big by transferring your higher-interest credit card balances to the SAFE Platinum Visa® Credit Card.
Waived closing costs2
Expand your financial flexibility by consolidating debt, or financing a major purchase, with a headache-free HELOC.
Deferred payments for 90 days3
With rates as low as 2.99% APR4 — and a 90-day break from payments — refinancing with SAFE will help you cruise to improved savings all year long!
1 0.00% introductory APR on balance transfers from other lenders for nine months from account opening date, available to well-qualified applicants only. After that your APR ranges from 9.74%-15.74% determined by your credit history. This APR will vary with the market based on the Prime Rate. APR for purchases and cash advances is variable, currently ranges from 9.74%-15.74%, and is accurate as of 1/1/2018. Cash Advance Fee: Either $10 or 3% of the amount of each cash advance, whichever is greater. Late Payment Fee: $15 or the current minimum payment amount, whichever is less. Returned Payment Fee: Up to $10. Foreign Transaction Fee: 1% of each transaction in U.S. dollars. Rates, terms, and conditions subject to change. 2 Owner-occupied properties only. APR is variable, ranges from 5.09% to 9.09%, is accurate as of 1/1/2018, and may change based on Prime Rate as published in the Wall Street Journal, Western Edition, currently 4.5%, plus a margin of .59%-4.59%. Maximum APR will not exceed 15.00%. If loan is closed within 3 years, waived closing costs ranging from $485 to $1,590 will be owed. Appraisal fee up to $900 may apply. Subject to credit approval, membership eligibility, acceptable lien position, and satisfactory property inspection and/or valuation. Terms and conditions subject to change. 3 Finance charges begin accruing upon loan disbursal. See SAFE for terms and conditions. 4 APR accurate as of 1/1/2018 and available to well-qualified members. Requires minimum loan balance of $10,000. Not available for refinance of existing SAFE loan. Rates, terms, and conditions subject to change.
If you click "continue" below, you will be directed to a third party's web site. As a member service, SAFE Credit Union offers links to web sites of third parties whose products or services we believe offer good value and may be of interest to you. In some cases, if allowed by law, SAFE Credit Union may receive compensation from third parties whose products or services you purchase. Third parties are solely responsible for their web sites, products and services, and maintain their own consumer data privacy policies, which may differ from those of SAFE Credit Union. Use of third party services, products and web sites is solely at your discretion. To go to a third party web site, click "continue." To go back to SAFE Credit Union's web site, click "close."
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