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There’s a whole lot of “waiving” goin’ on!

Find out how much you can save each month by consolidating your loans with SAFE

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SAFE Platinum Visa® Card

Waived balance transfer fees + 0% intro APR for 9 months on balance transfers, with a variable APR as low as 9.74% thereafter1

Save big by transferring your higher-interest credit card balances to the SAFE Platinum Visa® Credit Card.

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Home Equity Line of Credit

Waived closing costs2

Expand your financial flexibility by consolidating debt, or financing a major purchase, with a headache-free HELOC.

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Auto Loan

Deferred payments for 90 days3

With rates as low as 2.99% APR4 — and a 90-day break from payments — refinancing with SAFE will help you cruise to improved savings all year long!

1 0.00% introductory APR on balance transfers from other lenders for nine months from account opening date, available to well-qualified applicants only. After that your APR ranges from 9.74%-15.74% determined by your credit history. This APR will vary with the market based on the Prime Rate. APR for purchases and cash advances is variable, currently ranges from 9.74%-15.74%, and is accurate as of 1/1/2018. Cash Advance Fee: Either $10 or 3% of the amount of each cash advance, whichever is greater. Late Payment Fee: $15 or the current minimum payment amount, whichever is less. Returned Payment Fee: Up to $10. Foreign Transaction Fee: 1% of each transaction in U.S. dollars. Rates, terms, and conditions subject to change. 2 Owner-occupied properties only. APR is variable, ranges from 5.09% to 9.09%, is accurate as of 1/1/2018, and may change based on Prime Rate as published in the Wall Street Journal, Western Edition, currently 4.5%, plus a margin of .59%-4.59%. Maximum APR will not exceed 15.00%. If loan is closed within 3 years, waived closing costs ranging from $485 to $1,590 will be owed. Appraisal fee up to $900 may apply. Subject to credit approval, membership eligibility, acceptable lien position, and satisfactory property inspection and/or valuation. Terms and conditions subject to change. 3 Finance charges begin accruing upon loan disbursal. See SAFE for terms and conditions. 4 APR accurate as of 1/1/2018 and available to well-qualified members. Requires minimum loan balance of $10,000. Not available for refinance of existing SAFE loan. Rates, terms, and conditions subject to change.

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