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0.25% Special Rate Discount1
For the place you’ll love to call home. Save with a limited-time rate discount when you buy with SAFE. Available now through April 30, 2026. Apply today to get pre-approved with your special rate discount.
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Achieving homeownership is a huge milestone. Whether you’re looking to finance your first home or your next move, our local team of Home Loan Professionals is in the know and will be with you every step of the way.
Rates as low as
% APR*View rates
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APR*View rates
For home purchase, refinance, or equity needs, please call (916) 971-2599 or schedule an appointment.
Buying a home can be one of the biggest investments you’ll make, and it can feel overwhelming. Rest assured that SAFE offers competitive rates, flexible terms, and local processing to get you moving sooner. We have several loan options, and you don’t have to choose one alone. We’re here for you. Our expert Home Loan Professionals can advise and get you the right loan for your situation.
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SAFE has partnered with Newzip to give you a concierge real estate experience. Newzip will match you with a vetted real estate agent in your local area that’s best fitted to your specific needs. And by using a Newzip real estate agent, you can save thousands on closing costs with SAFE HomeRewards.
*Home buyers who utilize Newzip's agent matching service will receive HomeRewards in the form of credit at closing equal to 0.5% of the home sale price. Home sellers who utilize Newzip's agent matching service will save 1% in the form of a discounted agent listing fee.
1 A 0.250% interest rate discount is available on eligible first mortgage loan products for the purchase of a primary residence only. This offer may not be combined with other rate discounts. The rate discount is not available for FHA loans, Platinum Builder Rate Promotion, Member Relationship Rate, loans utilizing an appraisal waiver, or loans with a debt-to-income (DTI) ratio greater than 45%. Applications must be received between February 17, 2026 and April 30, 2026, and the loan must be locked by May 15, 2026, to be eligible. All loans subject to credit approval and membership eligibility. Additional terms, conditions, and restrictions may apply. Rates and programs are subject to change without notice.
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