Skip to main content
 
 
Personal Grow Your Money

Money Market

Money Market accounts offer higher dividends than a traditional savings account while still providing accessibility to your funds. With higher dividends and flexibility, meeting your savings goals has never been easier.

At A Glance

Level up your savings with more accessibility than a certificate.

Features
  • Earns highest dividend rate for which daily balance qualifies on entire account balance
RATES

As high as
APY

Minimum Opening Deposit

CAPITOL ACCESS
MONEY MARKET

Open Now

 

View rates & disclosures

At A Glance

Earn competitive rates while keeping your funds readily available.

Features
  • Earns highest dividend rate for which daily balance qualifies on entire account balance
RATES

As high as
APY

Minimum Opening Deposit

PREFERRED
Money Market

Open Now

 

View rates & disclosures

At A Glance

Flexible access to your funds while saving for short-term goals.

  Calculate the APY you'll earn with our Preferred Money Market Calculator

Features
  • Earn dividends through our tiered-rate structure. Offers six dividend rate tiers.
RATES

APY
on your first $2,000.

Minimum Opening Deposit

SAFE Personal Money Market Account Features

Dividends paid monthly

Dividends from the Money Market account are earned on a monthly basis.

No monthly service fees on average daily balances

No monthly service fees on average daily balances of $2,000 or more.1

Free online banking and SAFE Mobile App

Download the app and manage your account.2

Overdraft protection

Overdraft protection for your SAFE checking account.

Check-writing

Access your money with check-writing when you need it most.

Insured by NCUA

Funds are federally insured by NCUA to at least $250,000.

1 $12 monthly service fee waived if average daily balance equals $2,000 or more, or for Capitol Club. 2 Standard carrier rates and fees apply.

Did you know? Money Market Account 101

Dividends

The money a credit union pays you for keeping your money on deposit is called a dividend. Your money also grows with compounding. For example, if you deposit $100, you will earn dividends on that $100 in the first month. And, every month after, you’ll earn dividends on the $100, plus dividends on your dividends.

APY

Annual Percentage Yield (APY) gives you the most accurate idea of what your money could earn in a year. APY includes your rate and the frequency of compounding dividends. The higher the APY, the more earnings for you!

Tiered Dividends

A tiered-rate account pays dividends at different rates based on account balances.

Liquid Funds

Money Market products allow you to access your money in person when you need it.

Have questions about SAFE Savings Accounts?

Contact Us

Educational Resources

Financial Calculators

Get the numbers you need to make confident decisions about your savings goals.

Beyond Everyday Banking

Browse SAFE blog articles about savings:

    SAFE Blog Feed

Zogo, Learn & Earn App

Learn about finances as easily as playing a game on your phone! The Zogo app brings fun to learning and an opportunity to earn rewards like gift cards to your favorite places.

Hi! Let’s get started.

Need help logging in?

Not enrolled? Get Started!