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SAFE will be closed for business Wednesday, June 19, 2024, to honor the Juneteenth holiday. SAFE will be open for limited business hours from 10 a.m. to 2 p.m. on Friday, June 21, 2024, for a company event. Access your accounts 24/7 through Online Banking and the SAFE Mobile App.

Personal Borrow Money

Loans with YOU in mind

Apply today for SAFE loan products that put YOU first. SAFE offers credit cards that offer you rewards; vehicle loans with competitive rates and member-only discounts; home loans; personal loans; and loans to fund environmentally friendly home improvement projects.

Credit Cards

SAFE offers credit card products that fit your needs. The Cash Rewards Visa Signature® Credit Card pays you up to 5% cash back on new purchases. Earn travel points with our Platinum Rewards Credit Card. Enjoy a lower APR with the Platinum Credit Card. Build your credit with our Secured Cards that also let you earn awards.

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Auto, Boat, Motorcycle & RV

SAFE vehicle loans will get you moving with competitive rates. Members may also receive an extra discount on the APR. Rates and terms subject to change and may vary based on credit history, term, loan-to-value (LTV), and amount financed.

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Home: Purchase and Refinance

Apply for a new mortgage or refinance an existing one with SAFE. Our Mortgage Officers are ready to help you every step of the way.

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Home Equity Line of Credit

SAFE's Home Equity Line of Credit (HELOC) allows you to unlock the equity in your home. If you think you may have ongoing funding needs and prefer being able to gain access to your money at any time, a HELOC may be right for you.

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Home Equity

Access the equity in your home with a home equity loan. If you’re looking to fund a single project and you know the cost, a home equity loan may be a good fit, particularly if you prefer the predictability of a fixed monthly payment.

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Unsecured Personal & Energy

SAFE’s personal and Green Energy loans provide the funds you need to consolidate debt, pay larger expenses, and fund home improvement projects like solar and efficient HVAC systems to “green” your home.

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For home purchase or refinance assistance, please call (916) 971-2599 or schedule an appointment.

For home equity needs, please fill out the following form and a SAFE representative will contact you.

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