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Purchase a home

Buying a home is likely the single-largest investment you'll ever make. That’s why finding the perfect home – and working with the right lender – is so important.

SAFE offers a variety of programs. Plus, all loan decisions are made locally, by underwriters who live in and understand the local real estate market.

Get moving sooner with the help of a SAFE Mortgage Officer, who will help you:

  • lock in an interest rate and payment you can afford
  • take advantage of an exclusive member service for buying, or selling, a home
  • guide you through the home-buying process – every step of the way
  • and much more

Ready to get started? Connect with a mortgage officer to learn about next steps.

  Meet Our Mortgage Officers


Purchase a home

For home purchase or refinance assistance, please call (916) 971-2599 or schedule an appointment.

For home equity needs, please fill out the following form and a SAFE representative will contact you.

SAFE members
have earned
in rebates*


SAFE is proud to provide HomeAdvantage, an exclusive member service that simplifies the process of buying or selling a home by connecting you to a network of experienced and trusted real estate agents! Best of all, the service is absolutely free to use.

Learn More

Insurance Services

Our trusted partner, TruStage® Insurance Agency, LLC, is committed to helping you find the coverage to fit your needs, at a price that's right for you. For more information on the full range of insurance products TruStage has to offer, or for an instant quote, please visit:

Learn More

* The HomeAdvantage program is made available to you through a relationship between SAFE Credit Union and HomeAdvantage. Cash Rewards are awarded by HomeAdvantage to buyers and sellers who select and use a real estate agent in the HomeAdvantage network. Home buyers or sellers are not eligible for Cash Rewards if they use an agent outside this network. Using SAFE Credit Union for a mortgage is not a requirement to earn Cash Rewards. Cash Rewards amounts are dependent on the commissions paid to the agent. SAFE Credit Union may have specific rules on how your Cash Rewards will be paid out. Cash Rewards incentives are available in most states; however, are void where prohibited by law or by the lender. Please consult with your credit union to get details that may affect you.

Today's Mortgage Rates

Loan Type

30-Year Fixed
15-Year Fixed
7/1 ARM




*APR effective

View Rates & Disclosures

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