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Personal Online Security

Enhanced Login Security

At SAFE, your online security is our top priority. Enhanced Login Security provides multiple options to protect your account.

SAFE offers additional steps to safeguard your account in agreement with government guidelines published in 2013.

  • The Online Banking login process requires the use of a User Name during login. The User Name will be used in lieu of your Member Number when logging into Online Banking.

Sign up in two easy steps!

The first time you log in to Online Banking after the upgrade, you will be prompted to set up Enhanced Login Security. Enrollment in this Enhanced Login Security is mandatory for all Online Banking users.

Select Your Security Options.

Follow the instructions on the screen to select the way you would like to receive your one-time access code via one of the following devices.

Text Message:

Online Banking users have the option to receive access codes via text message by registering up to four mobile phone numbers. Once you enter a phone number and select "Activate," you will receive a text message with an activation code on your mobile device. To complete the activation process, enter the activation code on the screen where indicated and select "Activate."

Automated Voice Call:

Online Banking users have the option of receiving access codes via recorded message by registering up to five phone numbers. Phone numbers registered for text messages will appear in this option as well.


Online Banking users have the option of receiving access codes via email by registering up to five email addresses. The email address currently on file for Online Banking will automatically be populated.

Additional Login Facts:

If you are using a public computer (e.g. library, Internet-café), select the "Public" radio button. For your security, this option will require you to enter your one-time access code or challenge questions each time you log in from this computer.

If you are using a private computer (e.g. home, work), select the "Private" radio button which will allow you to enter only your User Name and Password.

Confirm Your Choices

Confirm the choices you entered in the previous screen and click "Save and Continue" to complete the changes to your security options.


Next time you login to your computer, you can relax, knowing your account is even more secure!

Need help with Enhanced Login Security sign up?

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