Community Events

Events and Webinars

Understanding the Difference Between Healthy and Unhealthy Debt

Date and Time

Wednesday, July 09, 2025

11:00 a.m. - 11:45 a.m.
35-minute webinar followed
by a 10-minute Q&A session

Location

Webinar

Topics Covered

Defining healthy debt
Exploring the benefits of healthy debt
Defining unhealthy debt
Discussing the risk of unhealthy debt
Reducing high interest debt

Debt is defined as the state of owing money. We acquire debt in many forms—purchasing vehicles or a home, taking on loans for education, or accessing revolving credit lines. When debt is handled properly, we can strategically build healthy debt to help budget and to create a healthy financial cushion. Join SAFE’s Financial Wellness Team for a discussion on the difference between healthy and unhealthy debt, with a strategy to reduce high interest debt.

About The Speaker

Miriam Dougherty, CCUFC
Community Development Specialist, SAFE Credit Union
Miriam Dougherty serves the community with over a decade of experience in the financial sector, four of those years dedicated as a Financial Educator. In addition to being a graduate from Fresno State with her BA in Mass Communication and Journalism, Miriam is also a Certified Credit Union Financial Counselor. Miriam is the proud daughter of a first-generation Texas Native and an immigrant from Michoacán, Mexico. When she is not spending time engrossed in a book or enjoying all things Disney, Miriam loves to spend the majority of her time with her husband and two young children.

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