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Personal Borrow Money Credit Cards

Cash Rewards Credit Card

Earn unlimited cash back on purchases

5% cash back on one revolving bonus category of your choice + 3% when you dine at restaurants, or buy groceries or gas + 1% on all other purchases. See our bonus categories!


Redeem, your way

Redeem as little as $10, either as a one-time or automatic redemption, and apply those rewards to your card balance, deposit them into your SAFE account, or donate them to charity – you decide!


Increase your flexibility

Lock in a credit line up to $35,000 with a 25-day grace period on new purchases.


Free yourself from fees

This card features no annual fee and no balance transfer fee. Plus, you can skip the cash advance fee if the advance is taken at any SAFE ATM, or via CALL-24 Phone Banking or SAFE Online Banking.


Gain peace of mind

Your card automatically comes with SAFEGUARD, which protects you from unauthorized transactions. Plus, take advantage of complimentary Travel Accident Insurance, Warranty Manager Service, and Auto Rental Collision Damage Waiver.



5% Cash Back
Bonus Categories

January - March, 2020

  • Gyms & Health Clubs
  • Streaming Services
  • Tax Prep Services
  • Drugstores/Pharmacies
  • Wholesale Clubs

April - June, 2020

Man Kayaking
  • Insurance
  • Home Improvement Stores
  • Drugstores/Pharmacies
  • Ride Shares (Uber & Lyft)
  • Auto Repairs and Parts
  • Sporting Goods Stores

July - September, 2020

  • Veterinary Services
  • Pet Supply Stores
  • Cable/Streaming
  • Golf
  • Utilities
  • Clothing Stores
  • Furniture Stores

October - December, 2020

Cash Rewards Bonus Categories
  • Amazon
  • Charity
  • Wireless Carriers
  • Cable & Streaming
  • Drugstores
  • Electronic Stores

Welcome to a new way to pay

Digital wallets

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