Personal Borrow Money Credit Cards

Cash Rewards Credit Card

SAFE Cash Rewards Card


0% intro APR for 12 months on purchases and balance transfers with 11.99% - 18.49% variable APR thereafter.*

Earn unlimited cash back on purchases**

5% cash back on one revolving bonus category of your choice + 3% when you dine at restaurants, or buy groceries or gas + 1% on all other purchases. See our bonus categories!


Redeem, your way

Redeem as little as $10, either as a one-time or automatic redemption, and apply those rewards to your card balance, deposit them into your SAFE account, or donate them to charity – you decide!


Increase your flexibility

Lock in a credit line up to $35,000 with a 25-day grace period on new purchases.


Free yourself from fees

This card features no annual fee and no balance transfer fee. Plus, you can skip the cash advance fee if the advance is taken at any SAFE ATM, or via CALL-24 Phone Banking or SAFE Online Banking.


Gain peace of mind

You’re protected from unauthorized transactions with zero liability. Refer to your agreements for rights and responsibilities. Plus, take advantage of complimentary Travel Accident Insurance and Warranty Manager Service.

*Offer is valid for Credit Card accounts opened from 10/12/2021 through 01/09/2022. 0% Introductory APR is valid on purchases and balance transfers initiated during the first 12 months the account is open. After that, the APR is adjustable and varies based on the prime rate. APRs are variable, range from 11.99% - 18.49% and are accurate as of 10/12/2021. APR is determined by your credit history. Cash Advance Fee: Either $10 or 3% of the amount of each transfer, whichever is greater. No fee for cash advances taken at any SAFE ATM, through CALL-24 Phone Banking, or through SAFE Online Banking. Late Payment Fee: $15 or the current minimum amount, whichever is less. Returned Payment Fee: Up to $10. Foreign Transaction Fee: 1% of each transaction in U.S. dollars. See SAFE for reward terms and conditions. Click View Rates & Disclosures above for more information and important disclosures. Rates, terms, and conditions are subject to change.

5% Cash Back
Bonus Categories

April - June, 2021

Man Kayaking
  • Insurance
  • Home Improvement Stores
  • Drugstores/Pharmacies
  • Ride Shares (Uber & Lyft)
  • Auto Repairs and Parts
  • Sporting Goods Stores

July - September, 2021

  • Travel/Hotels/Airlines
  • Sporting Goods Stores
  • Wireless Carriers
  • Utilities
  • Wholesale Clubs
  • Clothing Stores

October - December, 2021

Cash Rewards Bonus Categories
  • Amazon
  • Streaming Services
  • Charities
  • Fast Food
  • Electronics Stores
  • Department Stores

January - March, 2021

Wholesale Clubs
  • Wholesale Clubs
  • Tax Prep Services
  • Streaming Services
  • Wireless Carriers
  • Utilities
  • Drugstores

Welcome to a new way to pay

Digital wallets

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