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About The Speakers
Emilio is a seasoned professional with extensive experience in community engagement and financial education. Over the years, he has contributed to initiatives that strengthen relationships between organizations and the communities they serve. Emilio has worked in roles focused on outreach, program development, and financial wellness, helping individuals and families gain access to resources that support long-term success.
His background includes business development and community relations, where he has partnered with local nonprofits and civic groups to create impactful programs. Emilio is passionate about fostering collaboration and delivering meaningful solutions that promote financial empowerment and community growth.
Scott Hightower brings over 20 years of experience in mortgage lending and retail mortgage banking, offering clients a well‑rounded understanding of financial services and personalized home financing solutions. His expertise spans lending, credit analysis, and relationship management, enabling him to guide borrowers through the homeownership journey with confidence and clarity.
With a client‑first approach rooted in trust, clear communication, and long‑term partnerships, Scott is dedicated to helping individuals and families navigate home purchases, refinancing, and real estate‑based wealth building. He focuses on making the mortgage process smooth, informed, and aligned with each client’s financial goals.
Financial Advisors are registered with, and securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA / SIPC). Insurance products are offered through LPL or its licensed affiliates. SAFE Credit Union and SAFE Financial Services are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using SAFE Financial Services, and may also be employees of SAFE Credit Union. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, SAFE Credit Union or SAFE Financial Services. Securities and insurance products offered through LPL or its affiliates are:
SAFE Credit Union provides referrals to financial professionals of LPL Financial LLC pursuant to an agreement that allows LPL to pay the financial institution for these referrals. This creates an incentive for the financial institution to make these referrals, resulting in a conflict of interest. SAFE Credit Union is not a current client of LPL for brokerage or advisory services. Please visit LPL Financial for more detailed information.
The LPL Financial registered representatives associated with this website may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.
LPL Financial Form CRS
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