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Freedom Checking

SAFE Freedom Checking gives you all the features you want without the monthly fees. SAFE’s Freedom Checking is completely free of monthly service charges, minimum balance restrictions, and direct deposit requirements, and SAFE Freedom Checking includes:

  • Free SAFE Visa® Debit Card with no monthly fee1
  • Free Online Banking
  • Free Bill Pay for active users
  • Early payday with Direct Deposit2
  • Free access to online check images
  • Overdraft Protection
  • Free Mobile Banking3 and Text Message Banking3
  • Free access to 30,000 CO-OP ATM locations nationwide
  • Free Point-of-Sale (POS) transactions at most grocery stores, gas stations, and restaurants1
  • Free enrollment in Perfect Cents Savings®
  • Plus, earn Cash Rewards by using your SAFE Visa® Debit Card

Find a SAFE checking option that fits your needs!


1 Individual merchant fees or surcharges may apply. 2 Subject to receipt from originator and other terms and conditions. 3 Standard carrier rates and fees apply.

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