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Value Added Services > Accidental Death Insurance > Optional Family Protection

Optional Family Protection

Gain full family protection for only a small amount more monthly.  The following protection and benefits are available when you enroll in the Member Plus Family Protection plan:

  • Coverage for your spouse - 50% of your benefits

  • Coverage for your children - 20% of your benefits for each unmarried dependent child under the age of 19 (23 if a full-time student at an accredited school)

  • If no insured children, your spouse's benefit is increased to 60%

  • If no spouse, your insured children's benefit is increased to 25%

  • College Education Benefit - Two percent (2%) of your covered death benefit, up to $3,000, will be payable for up to 4 years to each of your covered children who are full-time college students (at least 9 credit hours), so long as the child remains in school.

  • Handicapped Child Benefit - Upon notice, coverage will be extended for physically or mentally handicapped dependent children.

  • Child Care Assistance Benefit - Two percent (2%) of your death benefit, up to $5,000, will be payable for each covered child, aged 3 months to 14 years, if you die as the result of a covered accident.  Benefits will be paid for up to 2 years as long as the child is cared for by a licensed child care facility.

  • Spouse Education Benefit - Five percent (5%) of your death benefit, up to $12,000, will be provided toward actual expenses incurred for your spouse's occupational training. The training must conclude within 2 years of your covered death. 

View the monthly cost of additional family coverage and learn more about the extra benefits available when you purchase additional coverage. 

Download your enrollment form and sign up today!