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Rates & Disclosures

For your convenience, SAFE provides a variety of disclosures online. Use the links below to view and print the disclosure information of interest to you. Disclosures are also available at any SAFE branch, or by contacting SAFE's Call Center at (916) 979-7233 (979-SAFE) or 1-800-733-7233 (1-800-SEE-SAFE).

Rates

Credit Card Rates
Current fixed and variable credit card rates and disclosures.

Business Credit Card Rates
Current fixed and variable business credit card rates and disclosures.

Equity Rates
Current equity loan, home equity line of credit, and other home loan rates and disclosures.

Loan Rates
Current auto, RV, motorcycle, watercraft, credit card, and other loan rates and disclosure

Mortgage Rates
Current first mortgage rates and disclosures

Savings Rates
Current savings, certificate, retirement, and checking dividend rates

Disclosures, Schedules and Policies

Account Disclosure & Agreement
Rights and obligations of SAFE and its members

Electronic Funds Transfer Disclosure
Rights and obligations of SAFE and its members regarding electronic transactions

Fee Schedule
Current fees for SAFE's products and services

Funds Availability Policy / ACH & Wire Transfer Notice
Ability to withdraw funds at SAFE and information on wire transfers

Go Prepaid Visa®Agreement and Disclosure
Terms, conditions, and fees

Incoming Wire Transfer Instructions
Required information to facilitate an incoming wire transfer to SAFE Credit Union

Mobile Wallet
Terms and Conditions

Overdraft Service Options
Important information regarding Courtesy Pay for debit card transactions

Remittance Transfer Error Resolution and Cancellation Disclosure
How to report errors or cancel international wire transfers for personal, family, or household purposes.

SAFE Visa®Gift Card Agreement and Disclosure Statement
Terms, conditions, and fees

Statement Disclosures & Error Reporting
Member, Visa®Credit Card, & Home Equity Line of Credit

Online Services Disclosures and Agreements

Bill Payment Agreement
Terms, conditions and policies

Entitlements Agreement
Terms and conditions associated with granting access to other people

eStatement Agreement
Terms, conditions, and system/software requirements for online statements and notices (eStatements).

FinanceWorks and SAFE Cash Rewards
Terms and conditions

Mobile MyDeposit Service Agreement
Terms and conditions

MyDeposit Business Service Agreement
Terms and conditions

MyDeposit Service Agreement
Terms and conditions

Online Money Movement Agreement
Terms, conditions, rules, and fees for transfers between your accounts and Pay Other People (Popmoney) transactions

Website Terms of Use Agreement
Terms and conditions

Privacy Policy and Statement

Privacy Policy
SAFE's commitment to protect our member's privacy

Online Privacy Statement
SAFE's commitment to protect our member's privacy on safecu.org.

NCUA Insurance Resources

NCUA's Your Insured Funds
How your savings are insured by the National Credit Union Administration, a U.S. Government Agency

NCUA Share Insurance Calculator
Use this tool to learn more about your share insurance protection

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