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Rates & Disclosures

For your convenience, SAFE provides a variety of disclosures online. Use the links below to view and print the disclosure information of interest to you. Disclosures are also available at any SAFE branch, or by contacting SAFE's Call Center at (916) 979-7233 (979-SAFE) or 1-800-733-7233 (1-800-SEE-SAFE).

 

Rates
  Credit Card Rates
Current fixed and variable credit card rates and disclosures.
  Business Credit Card Rates
Current fixed and variable business credit card rates and disclosures.
  Equity Rates
Current equity loan, home equity line of credit, and other home loan rates and disclosures
  Loan Rates
Current auto, RV, motorcycle, watercraft, credit card, and other loan rates and disclosure
  Mortgage Rates
Current first mortgage rates and disclosures
  Savings Rates
Current savings, certificate, retirement, and checking dividend rates
Disclosures, Schedules and Policies
  Account Disclosure & Agreement
Rights and obligations of SAFE and its members
  Electronic Funds Transfer Disclosure
Rights and obligations of SAFE and its members regarding electronic transactions
  Fee Schedule
Current fees for SAFE's products and services
  Funds Availability Policy / ACH & Wire Transfer Notice
Ability to withdraw funds at SAFE and information on wire transfers
  Go Prepaid Visa® Agreement and Disclosure
Terms, conditions, and fees
  Incoming Wire Transfer Instructions
Required information to facilitate an incoming wire transfer to SAFE Credit Union
  Overdraft Service Options
Important information regarding Courtesy Pay for debit card transactions
  Reconciliation and Error Reporting
How to reconcile your statement and report errors
  Remittance Transfer Error Resolution
and Cancellation Disclosure

How to report errors or cancel international wire transfers for personal, family, or household purposes.
Online Services Disclosures and Agreements
  Bill Payment Agreement
Terms, conditions and policies
  Entitlements Agreement
Terms and conditions associated with granting access to other people
  eStatement Agreement
Terms, conditions, and system/software requirements for online statements and notices (eStatements).
  FinanceWorks and SAFE Cash Rewards
Terms and conditions
  Funds Transfer Agreement
Terms, conditions, rules and fees
  MyDeposit Service Agreement
Terms and conditions
  Mobile MyDeposit Service Agreement
Terms and conditions
Privacy Policy and Statement
  Privacy Policy
SAFE's commitment to protect our member's privacy
  Online Privacy Statement
SAFE's commitment to protect our member's privacy on safecu.org.
NCUA Insurance Resources
  NCUA's Your Insured Funds
How your savings are insured by the National Credit Union Administration, a U.S. Government Agency
  NCUA Share Insurance Calculator
Use this tool to learn more about your share insurance protection
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